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Financing for Multi-Family

Financing for apartment buildings just got easy.

To qualify as a multi-family investment property, the building must have five or more dwellings (apartments), whereas buildings with four or less units are still classified as residential 1-4 investment properties in most states.

To real estate investors, a multi-family apartment building is a solid real estate investment strategy for generating revenue since its cash flow is significantly higher than a single-family property and its operating cost is less influenced by any single vacancy.

While a larger multi-family property lowers the risk for investors,  lenders typically assign a higher risk profile to apartment building loans since the properties are harder to liquidate than smaller residential investment properties.

Lenders often use a lower LTV in financing an apartment building to offset the increased risk, so your borrower may need to provide a larger down payment.

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Flexible Solutions for Financing an Apartment Building.

Our common-sense approach to multi-family property financing allows us to offer flexible loan options to meet the unique needs of investors.
Asset-based investment property mortgage programs are an excellent alternative because they focus on the value of the property and its revenue-generating potential, thus eliminating the personal income reporting requirements of traditional loans.

Our Flexible term  loan is great option for multi-family property investors since it offers:


  • A simple financing solution on a purchase or cash-out refinance.

  • Interest-only payments up to 10 years.

  • The flexibility to remain in the loan for up to 30 years with no balloon payment.

  • Lower monthly payments than a hard money loan.

Get the information you need.


Expand your business by helping others do the same.


Connect with an investment property mortgage broker.

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