Bridge Loans

Our Bridge Loan Program is perfect for those individuals or business in need of a temporary source of funding until a traditional source can be secured.  If you're looking to quickly fund a short-term loan on an investment property, our Bridge Loan program provides you with the flexibility!

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• An interest-only, 24-month term provides lower monthly payments.

• Available for purchase or cash-out refinance.

• Perfect for acquiring or leveraging real estate holdings.

• A higher LTV than hard money options

• Cross-Collateralization combining multiple properties allowed

Key Features

• Great for borrowers with a recent bankruptcy or notice of default.

• No seasoning of ownership required.

• Derogatory mortgage history is OK.

• Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

• Stated income and no DTI requirement, No minimum FICO requirement, No minimum DSCR requirement on 1-year term

• No prepayment penalty on 1-year term

• Quicker valuation process, full appraisals only required on case-by-case basis

• Close quickly, 7-10 business days on average

• Interest-only payments

• Up to 80% LTV  ​

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Property Types

• Investor 1-4 (SFR, Condo, and 2-4 Units)

• Multi-Family (5+ Units)

• Mixed-Use

• Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)